Frequently Asked Questions
Common questions about buying land, owner financing, tax lien investing, and Indiana deed forms with U.S. Land Bureau.
What is an Investment?
Money and/or Financial Contribution that is being used to obtain a potential rate of return, by taking on a certain degree of risk for that potential rate of return.
What is Risk?
The exposure to possible loss due to a degree of uncertainty. The greater the degree of uncertainty, the greater exposure to possible loss.
What is a Rate of Return?
Any growth/loss, or potential for growth/loss, due to change in value on the original investment.
What is Real Estate?
Property that can be conveyed ownership, consisting of land, which may include improvements (i.e.: buildings).
What is a Deed?
An instrument used to convey ownership from the current owner, the seller (Grantor), to the new owner, the buyer (Grantee). These instruments are found in various forms, such as: Quit Claim Deed, Special Warranty Deed, General Warranty Deed, Sheriffs Deed, Tax Deed, etc.
What is a Tax Deed?
An instrument used to convey ownership from a municipality, the seller (Grantor), to the new owner, the buyer (Grantee). Like a quit-claim deed, the seller provides no guarantees nor warrantees of any kind to the buyer.
What is a Tax Lien?
An instrument issued by a municipality, that is placed on a real estate property due to past-due / delinquent real estate property taxes. These instruments provide a redemption period, interest rate, face value and other important information.
What are Property Taxes?
Using the assessed value, real estate properties are assessed an amount owed by the real estate property owner, which will be used for services offered by a municipality.
What is a Municipality?
A government body, such as: County, City, Town, Village, etc. The government body which contains elected officials and hired individuals, maintains records and provides services within a designated area.
What is a Tax Lien Investment Advisory?
A custom and diversified portfolio of real estate property tax lien certificates and tax deeded real estate properties, available to any U.S. citizen who is at least the legal age of majority.
What are your fees? What are my expenses?
Costs vary by property and include: title fees, recording fees, taxes/assessments, mailing fees, financial institution fees, and any survey, environmental, or maintenance costs. Some costs can be avoided.